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BRUCKLANDS
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The incidental purchase costs in Dubai depend on whether you are buying an off-plan or ready (secondary market) property. The most common fees are:

• DLD Registration Fee: 4% of the purchase price
• Oqood Registration Fee: Typically AED 1,000 (paid to the developer for registration processing)
• Trustee / Registration Fee: AED 2,000–4,200 depending on property value
• Broker Commission: None when buying directly from the developer through an agent
• Power of Attorney or Notary Fees (if applicable): from AED 500+

• Dubai Land Department (DLD) Transfer Fee: 4% of the purchase price
• Trustee / Registration Fee: AED 2,000–4,200
• Broker Commission: Typically 2% of the purchase price
• Power of Attorney or Notary Fees (if applicable): from AED 500+

Yes, financing is available through local banks and UAE-based mortgage providers. Eligibility depends on factors such as residency status, income, credit profile, and property type.

• Non-residents can generally finance up to 50–60% of the property value.
• UAE residents may qualify for up to 80%.

Some international banks also provide cross-border mortgage options, though terms vary by country. At Brucklands, we can connect you with trusted mortgage advisors to help you explore suitable financing options.

Once the property is selected and both parties agree on terms, a Sale and Purchase Agreement (SPA) — also known as Form F (RERA Unified Contract) — is signed, followed by a 10% security deposit. 

The seller then applies for a No Objection Certificate (NOC) from the developer. After the NOC is issued, both parties visit a Dubai Land Department Trustee Office to complete the transaction. The buyer settles the remaining balance, and ownership is transferred immediately, with the Title Deed issued on the spot.

A Title Deed is the official document that proves ownership of a completed property in Dubai. It is issued by the Dubai Land Department (DLD) once full payment has been made and the ownership transfer is finalized.

For off-plan properties (still under construction), ownership details are temporarily registered in the Oqood system until completion, after which the final Title Deed is issued.